2 Day Annual CTTB · The Phyllis Krystal Method Retreat
An Edgar Cayce-Inspired Session, Enriched by Sathya Sai Baba's Teachings
This is an offline, in-person retreat. Participants must attend physically at the retreat venue. Online participation is not available.
Reserve Your Space →Have you ever wondered…
Why do certain relationships seem to bring the same difficulties, even with different people?
Why do some fears, emotions, or situations keep resurfacing despite your best efforts?
Why do certain life experiences feel strangely familiar?
Perhaps there is another way to look at these experiences — through a deeper understanding of karma
Karma is often associated with past actions and their consequences. But spiritual teachings offer another perspective: karma is not simply, "Why is this happening to me?"
“Why is this happening to me?”
↓“What can I learn from this experience, and what can I choose differently?”
Drawing on Edgar Cayce's insights and Bhagwan Sri Sathya Sai Baba's teachings, this session explores the nature of karmic debts, how they may manifest in our lives, and how awareness, free will, and conscious action can open the door to transformation.
This session is for anyone who:
Is curious about karma and its possible influence on life experiences.
Notices recurring challenges in relationships, emotions, or personal circumstances.
Wonders if certain experiences carry deeper spiritual lessons.
Wishes to understand the concept of karmic debt beyond conventional ideas of reward and punishment.
Seeks to bring greater awareness and conscious choice into everyday life.
No prior knowledge of karma or spiritual philosophy is necessary. Just an open mind and a willingness to reflect.
Edgar Cayce's readings offer a fascinating perspective on karma as part of the soul's journey of learning and growth.
Explore the possibility that karma is not an unchangeable destiny, but an invitation to greater awareness and conscious choice.
Not all karmic debts take the same form.
In this session, you will be introduced to six types of karmic debt and explore how they may be reflected in everyday experiences and the possible lessons involved.
Understanding karma is only the beginning.
Bhagwan Sri Sathya Sai Baba's teachings remind us that the way we think, speak, and act in the present moment is deeply significant.
Explore how purity in thought, word, and deed, selfless service (Seva), and actions rooted in love can become powerful practices for spiritual growth.
Move beyond theory through guided exercises and practices from the Phyllis Krystal method that make these teachings more relatable to your own life.
Through these exercises, you will have the opportunity to:
Identify areas of karmic debt that resonate with your life experiences.
Explore their possible origins and the lessons they may hold.
Learn how to make more conscious choices in your everyday life.
We cannot always choose the circumstances that arise in our lives.
But we can become more conscious of how we understand them, how we respond, and what we choose to carry forward.
Karma need not be viewed as an unchangeable destiny. Every conscious choice offers an opportunity to learn, grow, and move forward.
As Bhagwan Sri Sathya Sai Baba reminds us:
“Love all, serve all. Help ever, hurt never.”
Join us for two days of reflection and self-discovery as we explore the deeper meaning of karma and the power of conscious choice.
Reserve Your Space →This is a two-day, offline, in-person retreat. All participants, including those registering from outside India, are required to attend physically at the retreat venue.
There is no online or virtual participation option.
Venue: Details to Be Announced
Join us in person at Sterling Villa Grande in Whitefield, Bengaluru.
An immersive, two-day retreat with direct guidance from the facilitators. Online participation is not available.
Freshly prepared, wholesome, home-style meals, including lunch and refreshing snacks, will be provided.
Stays at Sterling Villa Grande are subject to room availability. For enquiries, WhatsApp +91 81475 84766.
Understanding Karmic Debts
12th & 13th December 2026
2 Day Annual CTTB · The Phyllis Krystal Method Retreat
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Everything you need to know before joining us in person.
The retreat will be conducted entirely offline (in person), offering participants an immersive experience with direct guidance from the facilitators in a peaceful and supportive environment.
This retreat is open to participants who have successfully completed the Primary Cut (CTTB Foundation Course 1 – Relationship Cuts), as this is a prerequisite for attending.
The retreat will be held at:
Sterling Villa Grande
104, Sai Baba Ashram Road, Sai Gardens, Seegehalli, Whitefield, Bengaluru, Karnataka – 560115.
Yes! Participants will be treated to freshly prepared, wholesome, home-style meals, thoughtfully planned to provide a nourishing and enjoyable dining experience.
A delicious lunch and refreshing snacks will be provided during the retreat, ensuring that everyone is comfortably taken care of throughout the day.
Yes! Participants travelling from outside Bengaluru or wishing to stay close to the retreat venue have several accommodation options.
Stay at Sterling Villa Grande
Accommodation may be arranged at Sterling Villa Grande itself, subject to room availability.
For enquiries and assistance with accommodation, please contact us on WhatsApp at +91 81475 84766.
Nearby Accommodation Options
For participants who prefer to arrange their own stay, the following options are available near the retreat venue:
Please note: Accommodation is subject to availability, and participants are requested to make their bookings in advance. Distances are approximate.